The (Federal Reserve's) Financial Literacy Test
Your result for The (Federal Reserve's) Financial Literacy Test ...
In Big Trouble
You answered 12/31 correctly.
If you're very young and haven't really been exposed to money, this is fine. But note that this sort of thing is actually very important to your future. Pay attention when you hear people talk about money, and think carefully about the things they say. Weigh others' advice about money according to how much money they actually have, and MUCH more importantly how they got it. Think about whether it would be practical for you to get money the same way they did. As a general rule, you should not buy advice from anyone who's trying to sell it to you.
If you're in high school, or have dropped out or graduated, you are in big trouble. It's likely you'll be taken advantage of, and make some extremely poor financial decisions. Your quality of life will be significantly lower than that of someone who makes the same amount of money and is financially literate. I'm afraid I have no good advice for you, except to find a way to learn a little bit about money. It's not particularly hard, and shouldn't take anyone more than a couple months. Your local community college might offer a course on personal finance. An investment of only a couple hundred dollars and some thought could improve your life a LOT.
There's an answer key with explanations in my journal, but... don't cheat. You're only cheating yourself.
The other categories were:
Personal Finance Expert
Your Analysis (Vertical line = Average)
You scored 12% on Literacy, higher than 13% of your peers.
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